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About Us

In 1987, Jay Mullins, along with a group of local business leaders founded First Commercial Bank of Cullman County, with the sole purpose of providing the citizens of Cullman and surrounding counties with a locally owned and operated bank that is driven by customer service. With tremendous support from our communities, we were able to expand into several North Alabama counties. Due to this expansion, in 2004 the Bank’s name was changed to Premier Bank of the South to show our intention of bringing our customer first philosophy to many more surrounding counties. Throughout our many years of changes, one constant has remained…. we will always put the needs of our customers and communities first. At Premier Bank of the South, we truly feel that our customers are family. We will continually strive to provide the most up to date products and services, while always being available for that one-on-one personal banking touch.

Contact us so we can help

Phone Numbers

  • Main Office: (256) 737-9900
  • Madison / Huntsville Offices: (256) 461-8026
  • Fraud Center: (855) 293-2456
  • Report a Lost or Stolen Debit Card: (866) 546-8273

Telephone Banking

  • Cullman Area: (256) 739-1661
  • Madison / Huntsville Area: (256) 772-8856


Messages sent to us by email are not secure. Do not send confidential information by email. If you send confidential information to us via email, you accept the risk that the information may be intercepted by a third party.

Postal Address

Premier Bank of the South
PO Box 1708
Cullman, AL 35056

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Online bill pay.

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