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FACTS |
WHAT DOES PREMIER BANK OF THE SOUTH DO WITH YOUR PERSONAL INFORMATION? |
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WHY? |
Financial companies choose
how they share your personal
information. Federal law
gives consumers the right to
limit some but not all
sharing. Federal law also
requires us to tell you how
we collect, share, and
protect your personal
information. Please read
this notice carefully to
understand what we do.
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WHAT? |
The types of
personal information we
collect and share depend on
the product or service you
have with us. This
information can include:
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Social Security number and
Credit History
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Account Balances and Wire
Transfer Information
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Payment Information and
Checking Account Information
When you are
no longer our
customer, we continue to
share your information as
described in this notice. |
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HOW? |
All
financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons Premier Bank of the South chooses to share; and whether you can limit this sharing. |
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Reasons we can
share your personal information |
Does Premier
Bank Share? |
Can You Limit
This Sharing? |
For our everyday business
purposes-
such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or report to credit bureaus |
Yes |
No |
For our marketing Purposes-
to offer our products and services to you |
No |
No |
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For joint marketing with
other financial companies |
No |
N/A |
For our
affiliates everyday business purposes-
information about your transactions and experiences |
No |
N/A |
For our
affiliates everyday business purposes-
information about your creditworthiness |
No |
N/A |
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For our
affiliates to market to you |
No |
N/A |
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For
nonaffiliates to market to you |
No |
N/A |
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Who we are |
| Who is providing this
notice? |
Premier Bank of the South |
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What we do |
| How does Premier Bank of
the South protect my personal information? |
To protect your personal information from
unauthorized access and use, we use security measures that comply with
federal law. These measures include computer safeguards and secured
files and buildings |
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How does Premier Bank of
the South collect my personal information? |
We collect your personal information, for
example, when you
- open an account or give us your
income information
- apply for a loan or make a wire
transfer
- show your government-issued ID;
show your driver's license
we also collect your personal
information from others; such as credit bureaus or other companies. |
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Why can't I limit all sharing? |
Federal law gives you the right to limit
only
- sharing for affiliates' everyday
business purposes - information about your creditworthiness
- affiliates from using your
information to market to you
- sharing for nonaffiliates to market
to you
State laws and individual companies may
give you additional rights to limit sharing. |
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Definitions |
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Affiliates |
Companies related by common ownership or
control. They can be financial or nonfinancial companies.
- Premier Bank of the South has no
affiliates.
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Nonaffiliates |
Companies not related by common ownership
or control. They can be financial or nonfinancial companies.
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Joint Marketing |
A formal agreement between nonaffiliated
financial companies that together market financial products or services
to you.
- Premier Bank of the South does not
jointly market.
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