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FACTS |
WHAT
DOES PREMIER BANK OF THE SOUTH DO WITH YOUR PERSONAL
INFORMATION? |
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WHY? |
Financial companies
choose how they share your personal information.
Federal law gives consumers the right to limit some
but not all sharing. Federal law also requires us to
tell you how we collect, share, and protect your
personal information. Please read this notice
carefully to understand what we do. |
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WHAT? |
The types of personal
information we collect and share depend on the
product or service you have with us. This
information can include:
- Social Security number and
Credit History
- Account Balances and Wire
Transfer Information
- Payment Information and
Checking Account Information
When
you are no
longer our
customer, we continue to share your information as
described in this notice. |
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HOW? |
All
financial companies need to share customer's
personal information to run their everyday business.
In the section below, we list the reasons financial
companies can share their customer's personal
information; the reasons Premier Bank of the South
chooses to share; and whether you can limit this
sharing. |
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Reasons
we can share your personal information |
Does
Premier Bank Share? |
Can You
Limit This Sharing? |
For our everyday
business purposes-
such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or report to credit bureaus |
Yes |
No |
For our marketing
Purposes-
to offer our products and services to you |
No |
No |
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For joint marketing
with other financial companies |
No |
N/A |
For
our affiliates everyday business purposes-
information about your transactions and
experiences |
No |
N/A |
For
our affiliates everyday business purposes-
information about your creditworthiness |
No |
N/A |
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For
our affiliates to market to you |
No |
N/A |
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For
nonaffiliates to market to you |
No |
N/A |
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Who we
are |
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Who is providing this
notice? |
Premier Bank of the
South |
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What we
do |
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How does Premier Bank
of the South protect my personal information? |
To protect your
personal information from unauthorized access and
use, we use security measures that comply with
federal law. These measures include computer
safeguards and secured files and buildings |
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How
does Premier Bank of the South collect my personal
information? |
We collect your
personal information, for example, when you
- open an account
or give us your income information
- apply for a
loan or make a wire transfer
- show your
government-issued ID; show your driver's license
we also collect your
personal information from others; such as credit
bureaus or other companies. |
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Why can't I limit all
sharing? |
Federal law gives you
the right to limit only
- sharing for
affiliates' everyday business purposes -
information about your creditworthiness
- affiliates from
using your information to market to you
- sharing for
nonaffiliates to market to you
State laws and
individual companies may give you additional rights
to limit sharing. |
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Definitions |
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Affiliates |
Companies related by
common ownership or control. They can be financial
or nonfinancial companies.
- Premier Bank of
the South has no affiliates.
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Nonaffiliates |
Companies not related
by common ownership or control. They can be
financial or nonfinancial companies.
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Joint Marketing |
A formal agreement
between nonaffiliated financial companies that
together market financial products or services to
you.
- Premier Bank of
the South does not jointly market.
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