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Disclosures
  Transaction Account Guarantee Program  
 


On July 21, 2010, President Barack Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act into law, which, in part, permanently raises the current standard maximum deposit insurance amount to $250,000. The FDIC insurance coverage limit applies per depositor, per insured depository institution for each account ownership category. 


NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE
COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012.  This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It doesnot include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit 
www.fdic.gov.
 

 
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Important FDIC Disclosure
         
 
Main Numbers

Phone: 256-737-9900
Telephone Banker: 256-739-1661

 

Madison / Huntsville
Numbers

Phone: 256-461-8026
Telephone Banker: 256-772-8856

 

Office Hours
(Addison Closed Wednesdays)

8:00AM - 5:00PM Monday-Friday
8:00AM - 12:00PM Saturday

 
Member FDIC - Equal Housing Lender  Premier Bank is a BBB Accredited Business. Click for the BBB Business Review of this Bank in Cullman AL